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DEPOSITS
LLC CB "Krasbank" tenders its depositors the following bank deposit services:
- Minimal amount of deposit: 10 001 rubles, 501 USD, 501 Euro
- Annual deposit rate: up to 13 % in rubles and up to 7,5 % in foreign currency
- Rate on a received deposit is fixed during the length of a deposit
- Opportunity for concluding a contract for 31 days, 61 days, 91 days, 181 days and 365 days
- Monthly charging and adding of interest to a deposit
- Opportunity of monthly drawing of interest on a deposit
- Deposit order by proxy
- Extension of the length of a contract
- Deposit amount, received cashlessly, can be returned by cash resources
- Free opening of a deposit account, receiving and payment of cash resources
LLC CB "Krasbank" tenders its depositors the following types of term deposits:
- with payment of interest at the end of lenght of a deposit (on the 31st day, 61st day, 91st day, 181st day, 365th day)
- with monthly payment of interest (on the 61st day, 91st day, 181st day, 365th day)
- with monthly payment of interest and its addition to the amount of a deposit, i.e. with capitalization (on the 61st day, 91st day, 181st day, 365th day)
Interest rates on term deposits are determined for each fixed amount and for the lenght of a deposit according to the bank’s tariffs.
Term Deposit Rates For Natural Persons
(since 23.05.2003) Deposit Rates in Rubles
|
Amount of Deposit |
Length of Deposit/Interest Rate (Annual) |
|
nonfixed deposit |
31 days |
61 days |
91 days |
181 days |
365 days |
|
over 10 000 |
0,1 |
5,0 |
6,0 |
10,0 |
11,0 |
13,0 |
Deposit Rates in USD
|
Amount of Deposit |
Length of Deposit/Interest Rate (Annual)
|
|
nonfixed deposit |
31 days |
61 days |
91 days |
181 days |
365 days |
|
501 - 9 000 |
0,1 |
2,5 |
3,0 |
3,5 |
4,5 |
6,0 |
|
9 001 - 30 000 |
0,1 |
3,0 |
3,5 |
4,0 |
5,0 |
6,5 |
|
30 001 - 50 000 |
0,1 |
3,5 |
4,0 |
4,5 |
5,5 |
7,0 |
|
over 50 000 |
0,1 |
4,0 |
4,5 |
5,0 |
6,0 |
7,5 |
Deposit Rates in Euro
|
Amount of Deposit |
Length of Deposit/Interest Rate (Annual) |
|
nonfixed deposit |
31 days |
61 days |
91 days |
181 days |
365 days |
|
501 - 9 000 |
0,1 |
2,5 |
3,0 |
3,5 |
4,5 |
6,0 |
|
9 001 - 30 000 |
0,1 |
3,0 |
3,5 |
4,0 |
5,0 |
6,5 |
|
30 001 - 50 000 |
0,1 |
3,5 |
4,0 |
4,5 |
5,5 |
7,0 |
|
over 50 000
|
0,1 |
4,0 |
4,5 |
5,0 |
6,0 |
7,5 |
Rates On Attracting Resourses In Rubles For Legal Persons
(since 22.05.2003) Minimal amount : 300 000 rubles
|
Type of Attraction |
Length of Deposit/Interest Rate (Annual) |
|
31 days |
61 days |
91 days |
181 days |
365 days |
|
Discounted bills |
5,0 |
6,0 |
8,0 |
11,0 |
13,0 |
|
Interest bearing notes |
5,0 |
6,0 |
8,0 |
11,0 |
13,0 |
|
Deposit |
5,0 |
6,0 |
8,0 |
11,0 |
13,0 |
Interest rates on attracting resources for legal persons are approximate. Interest rates as well as the period of attraction of resources can be changed by the decision of the bank in each concrete case. Interest rates on accepted term deposits cannot be changed unilaterally by the bank.
Conducting the operations on depositary account (except payments of interest and return of amount of deposit) is not permitted according to the bank’s deposit contracts for a definite period.
Cash investment ("initial deposits") within 14 (fourteen) bank days is permitted from the date of signing a bank deposit contract.
If a depositor does not demand to return the amount of deposit after the expiry of the period stipulated by a bank deposit contract, a contract is considered to be prolonged on conditions of "deposit at short notice". Thus interest, according to indicated conditions, starts to be charged on the amount of deposit and accrued interest the next day after the expiry of period, denoted in the bank deposit contract, according to the rate of "deposit at short notice", being in effect at this moment at the bank.
If a deposit or its part is payed back to a depositor at his request before the expiry of a period, determined by the bank deposit contract, interest on deposit is charged and paid at the rate appropriate to the size of interest, paying by the bank on "deposit at short notice" and being in effect on the date of payment. If interest on deposit has been paid to a depositor earlier, recalculation of charging and paying interest is made with deduction of interest difference from the amount of deposit.
Interest is charged on the amount of deposit from a day following a day of its passing to the bank to a day of its repayment, or its charge-off from depositor’s account by other reason inclusive. When charging interest the actual amount of calendar days of deposit is taken into consideration. At that, the real amount of calendar days in a year is taken into account.
When charging interest the actual amount of calendar days of deposit is taken into consideration. At that, the real amount of calendar days in a year is taken into account.
Deposits are effected according to the typical bank’s deposit contracts, developed by the bank.
The bank guarantees the secret of deposit, return of deposit as well as payment of the amount of deposit or its part at first depositor’s request. Return of deposit amount and interest charged on it are assured by all bank’s assets, its property as well as by means of deductions in obligatory reserves fulfiled according to requirements of the legislation of the Russian Federation.
+7 (095) 77-585-77
+7 (095) 737-4120
+7 (095) 737-4121
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